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Completion day is an exciting time for buyers, but it's also a nerve-wracking experience. In order to make sure everything goes smoothly, it's important to understand all of the steps involved in the process. To simplify things, here’s everything that you need to know about what happens on completion day.

What Is Completion Day?

On completion day, the buyer pays the remaining balance of the purchase price to the seller. Any deposits paid by the buyer to the seller prior to the day of completion are also released on completion day. The buyer will also need to pay any associated taxes such as Stamp Duty Land Tax, Value Added Tax (VAT) and Land Transaction Tax (LTT). Once all of these payments have been made, the ownership of the property is officially transferred to the buyer.

The completion of a real estate transaction is a complex process and involves a number of steps. One key factor is that both parties need to be legally represented. This is usually done by solicitors who will ensure that the legal documents of the transaction are correct. They will also ensure that the buyer is aware of any potential issues that may arise during the sale and that the seller is aware of their legal obligations.

Completion day is a significant milestone in the process of buying a property in the UK. It marks the end of the lengthy process of buying a property and the start of the buyer’s new journey as a homeowner. On completion day, the buyer will be handed the keys to the property and can access the property for the first time.

The buyer should also remember to update their contact information with the local council and utility companies to ensure that they begin receiving billing statements. They should also register for the Land Registry so their ownership of the property is legally recorded. For the seller, completion day marks the end of a long process. They will receive the remaining balance of the purchase price and will be able to move on to the next chapter in their life.

Moving in on Completion Day

Moving in on completion day is a process that can be both exciting and stressful. It marks the start of a new chapter in your life, but it can also be an overwhelming task. There are a few things to consider when deciding whether or not to move in on completion day.

The first thing to consider is the timeline of the move. If you are buying a property and have already closed on the loan, you may need to move in on completion day as this is when the keys will be handed over. However, if you are renting a property, you may have more flexibility in your timeline. You may be able to move in a few days before completion day, or you may have to wait until the day of. It is important to check the terms of your agreement to see when you are allowed to move in and make sure to plan accordingly.

The second thing to consider is the availability of help. Moving can be a difficult and time-consuming process and having help can make it a lot easier. If you are moving on completion day, make sure you have enough people to help you move. If you do not have enough people to help, you may need to consider hiring a professional moving company. This can be expensive, but it can save a lot of time and stress.

The third thing to consider is the condition of the property. If you are buying a property, you should inspect it prior to completion day. This will give you an idea of what needs to be done before you move in. If you are renting a property, the landlord should provide you with a detailed inventory of the condition of the property prior to moving in. Make sure to review this inventory before moving to ensure that the property is in good condition.

Finally, consider the costs associated with the move. This includes the costs of hiring a professional moving company, as well as the cost of any materials or supplies you may need for the move. Make sure to budget for these costs to avoid any surprises later on.

Overall, it is important to consider all of these factors when deciding whether or not to move in on completion day. Moving can be a stressful and time-consuming process, but with the right planning and preparation, it can be a smooth and successful transition.

How Does Completion Day Work in a Property Chain?

First of all, it is important to understand the different stages of the property chain. After the buyer and seller have agreed on the sale of a property, there are several steps that need to be taken before completion day. This includes the exchange of contracts, paying the deposit and arranging the mortgage. Once all these steps have been completed, the completion day can take place.

On the day of completion, the buyer and seller will meet with their solicitors and exchange the deeds. This is when the buyer pays the remaining balance of the purchase price and the seller transfers the ownership of the property to the buyer. Once the exchange has been made, the new owners can take possession of their new home.

In a property chain, completion day can take place any time between exchange of contracts and completion. It is usually the day when the buyer has their mortgage in place and the funds are ready to be transferred. The completion date is agreed between the buyer and seller, and it is important to make sure it is convenient for both parties.


Understanding what happens on completion day is essential for anyone who is in the process of buying or selling a home. It is important to be aware of the paperwork that needs to be completed, the timelines for the completion of the transaction, and the closing costs associated with the transaction. It is also important to be aware of the possible issues that can arise during the process, such as the buyer changing their mind, or the seller not being able to fulfill their obligations. By understanding and preparing for completion day, buyers and sellers can ensure that their transaction is successful and that they are both satisfied with the outcome.

If you’re on the hunt for instant online conveyancing quotes in the UK to help with your journey, Conveyancing Calculator has got your back. We provide instant online residential conveyancing quotations using our trusted and accurate Conveyancing Fees Calculator in the UK.

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