Save Money - Cheap Conveyancing Quotes from UK Solicitors and Licensed Conveyancers

Save yourself hundreds of £££s! FREE instant online conveyancing quotes & fees for you to compare now

No hidden fees. Fully transparent, detailed conveyancing quotes

Fully transparent quotes - no hidden fees. Full breakdown, all inclusive, fixed fee conveyancing quotes

Save Time and Money and Compare Conveyancing Quotes Online Instantly

Saving YOU time when looking to calculate your conveyancing fees. Compare prices from nationwide property solicitors instantly!

UK Nationwide Solicitor and Conveyancer Coverage

UK Nationwide Coverage from Solicitors & Licensed Conveyancers based in England, Wales, Scotland & Northern Ireland

Fully Regulated Conveyancing Professionals

All of our online conveyancing quotes are provided by SRA Regulated Solicitors & Licensed Conveyaners across the UK. You are safe knowing your property Sale, Purchase or Remortgage is being handled by a Residential Conveyancing Expert.

Buying a house is a huge financial decision and one which will impact the rest of your life. What do property prices look like for the UK in 2022? How much will my monthly mortgage repayments be?

We will answer these questions in this guide. Let’s start with the upfront costs of buying a house:

Mortgage Deposit

The mortgage deposit is usually 10% of the full property price, and will likely be the largest expense when buying a house. The size of your deposit will depend on the size of the mortgage, the initial deposit and the mortgage product you choose.

Mortgage Fees

These vary from lender to lender but can be as much as 1% of the full mortgage term. For example, a five year fixed mortgage could have a fee of 0.5%.

Arrangement Fees

When you sign up for a mortgage, you have to pay a fee called an arrangement fee. You can add it to the total amount of your mortgage or pay upfront. This will depend on your lender and the type of mortgage you have.

Booking Fee

Some mortgage providers charge a booking fee when a tenant or buyer signs up with them. It is paid upfront and is often non-refundable.

Lender Valuation Fee

This fee is paid when your lender asks a professional to value your property. It varies from lender to lender.

Mortgage Broker

Many people use a mortgage broker to help them secure a mortgage, and this can cost anything from £300 to 1% of the full mortgage term, depending on the price and complexity of the mortgage.


You will need to take out homebuyer's insurance, and this usually includes a property survey, which is a valuation of the property. A good quality survey can cost around £500.

A survey of the property you are looking to buy will give you a better idea of the condition of the property and any maintenance and/or repairs it requires.

  • RICS Home Survey Level 1

The RICS Home Condition Survey is the most basic type of survey available, at around £250. It will point out the condition of the property, and it will draw attention to any urgent problems or potential legal issues. This is most appropriate for a new build or a newer home in good condition.

  • RICS Home Survey Level 2

A Level 2 survey is more detailed and looks at the structure of the property in more depth. It will also check the building materials and point out issues or problems that may arise in the future. This can cost anything from £350.

  • RICS Home Survey Level 3

A Level 3 survey is the most in-depth and requires specialist equipment. It is required if you are seeking finance or if you are looking to make an insurance claim.

This will look at the property's structural stability, using laser scanning technology to identify potential issues with the property. This will also check problems with plumbing, drainage and electrics. This will cost anything from £500.

  • New Building Snagging Survey

If you are buying a property from a developer, you will most likely be required to take out a new build contracting survey. This is an inspection of the property when it is first completed to ensure that all the fixtures, fittings and fixtures have been installed correctly. This should give you peace of mind that the property has been built to a reasonable standard. New-build homes this size typically cost between £300 and £600.


A solicitor is needed to oversee the buying and selling of a house, and these usually cost anything between £300 and £2,000.

Stamp Duty

Stamp Duty (officially known as Stamp Duty Land Tax) is a tax charged on the purchase of any property, and it will vary depending on the property price.

The Extra Costs of Buying a Property

Now, here are some extra costs you need to deal with when buying a UK property:

  • House Removal Costs

Buying a property will change your life, and you will need to find a new home for all your stuff. House removals can cost anything from £50 a box to £5,000, depending on the distance and level of service needed.

  • Mail Redirection

You will need to update all your mail, and this can cost anything from £15 per month to £50, depending on the level of service and how quickly you need to change over.

  • Storage

You may need to keep some of your household goods for a few weeks, and these costs vary, but you should be prepared to spend £50 per week.

  • Insurance

You will need to insure your new home, and prices will vary depending on the size and level of security. However, you can expect to spend £200 to £600 per year.

The Ongoing Costs of Owning a Property

Now, once you have finally moved in and gotten everything unpacked, what are the ongoing costs of keeping a property?

Property prices will increase in 2022, but mortgage rates will also rise to keep up with inflation. This can increase the cost of your mortgage repayments.

  • Utility bills

  • Property taxes

  • Council tax

  • Green taxes

  • Landfill tax

Quite a few expenses, right? But these are essential for keeping your property in good condition.

Buying a House in 2022

Every house purchase is different, and the prices vary depending on the property and where you choose to buy. You need to be prepared to spend a lot of money.

Running costs should also be considered, so be sure to keep a budget and a close eye on your finances.

The financial situations for individuals are also very different. If you want to buy a luxury home in an upmarket area, you will spend a lot more than someone looking for a more modest property in an area with lower property prices.

While it is difficult to predict exact costs, there are some general trends to give you an idea. The UK currently has some of the highest property prices in Europe, so it is unlikely that our property market will become any more affordable in 2022.

This means that if you are looking to buy a house in the UK in 2022, you will most likely have to put a large portion of your life savings into it, and more than likely spend more on your monthly mortgage than you do on your rent.

But it's worth it. Owning your home is the ultimate investment in your future, and it can be the foundation you build a stable financial future on.

The Bottomline

Buying a house can be an expensive commitment, but it is also one of the most exciting investments you will ever make. But before you go out and buy any property, be sure to carefully consider your finances, and have a solid plan for your future.

Get the best value conveyancing here at Conveyancing Calculator. We provide instant online residential conveyancing quotations. Get started now!


Looking for Conveyancing Advice?

Feel free to give us a call ...

Phone 0330 043 1202

Or visit our Frequently Asked Questions (FAQ's).

Our Conveyancing Quotes

Conveyancing Calculator offers YOU choice and allows you to make an informed decision. You can compare conveyancing fees and costs from countrywide solicitors and conveyancers throughout England and Wales.

Conveyancing Calculator offers ...


Find a Conveyancer that is approved to work with your Mortgage Lender Panel

Find a Conveyancer that is Approved & Authorised to work with your Mortgage Lender

If you are looking for a mortgage lender conveyancing panel solicitor, Conveyancing Calculator, will search for a conveyancer that is authorised and approved to work with your lender. Make sure your conveyancer can work with your chosen mortgage lender.


Compare Now - Saving YOU time and money!

Conveyancing Calculator is here to save YOU time and money on your conveyancing costs and fees. We are constantly scanning the conveyancing market for good quality solicitors and licensed conveyancers that are ready to help you with your move!

  • FREE Quotes
  • Local Conveyancers to YOU
  • Nationwide Coverage
  • Fixed Fee Quotes
  • Fully Detailed Quotes
  • Compare Prices & Start Saving

Calculate your Conveyancing Fees with Solicitors & Conveyancers that are local to YOU

With nationwide coverage, we have solicitors situated throughout the UK in England, Wales, Northern Ireland & Scotland.

Find a Conveyancer & Get a Quote

Our Reviews

Why pay more for good quality conveyancing? Conveyancing Calculator have helped thousands of people saving time and money when looking for residential conveyancing quotes.

Don't just take our word for it, take a look at some of these reviews from our happy home buyers, sellers & remortgagers.